Endorsee

⭐⭐⭐
masculine noun (law / economics / finance)

Definition

The physical or legal person in whose favor an endorsement is made; the new beneficiary or legitimate acquirer of a credit instrument to order (check, bill of exchange, promissory note) transmitted via a gir. This structural entity acquires all the claim rights inscribed in the document, having the possibility to collect the sum or transfer it further.

Bilingual Equivalents

  • Endorsee
  • Indorsee

Grammatical & Source Details

Inflection Type Variable noun with regular masculine, feminine, and structural plural variations.
Formation Linguistic loanword derived from commercial legal roots, functionally stabilized in banking vocabulary.
Spelling / Pronunciation [an.do.sa.ˈtar]
Source Encyclopedia of Banking Regulations and Commercial Practices

Contextual Usage Examples

RO: În momentul în care numele său a fost înscris pe verso, el a devenit noul andosatar al acelei cambii comerciale.

EN: The moment his name was inscribed on the back, he became the new endorsee of that commercial bill of exchange.

RO: Un andosatar are dreptul legal de a acționa în instanță toți semnatarii anteriori dacă titlul nu este plătit la scadență.

EN: An endorsee has the legal right to sue all previous signatories if the instrument is not paid at maturity.

RO: Compania noastră, în calitate de andosatar, a prezentat biletul la ordin la ghișeul băncii pentru decontare.

EN: Our company, acting as the endorsee, presented the promissory note at the bank counter for settlement.

Idioms & Phrases

Drepturile unui andosatar / Rights of an endorsee

RO: Prerogative legale de a încasa suma înscrisă pe titlu sau de a transfera documentul printr-un nou andosament.

EN: Legal prerogatives to collect the sum inscribed on the instrument or to transfer the document through a new endorsement.

Desemnarea unui andosatar / Designation of an endorsee

RO: Înscrierea explicită a numelui noului beneficiar pe spatele efectului comercial în cadrul unui gir nominativ.

EN: The explicit writing of the new beneficiary's name on the back of the commercial paper within a special endorsement.

Andosatar de bună-credință / Bona fide endorsee

RO: Posesor legitim al unui titlu care l-a dobândit fără a cunoaște eventualele vicii ascunse sau litigii legate de acesta.

EN: A legitimate holder of an instrument who acquired it without knowing about any hidden defects or disputes related to it.

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