Argent comptant

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noun / adverbial phrase (finance / economics)

Definition

A phrase of French origin used in international commercial and financial jargon to denote hard cash, currency, or liquid monetary assets immediately usable to settle a payment obligation. In a transactional sense, it represents the instant, direct, and un-deferred settlement of a purchase, eliminating the need for credits, securities, or other delayed financial instruments.

Bilingual Equivalents

  • Argent comptant
  • Ready cash

Grammatical & Source Details

Inflection Type Foreign idiomatic phrase, syntactically uninflected, maintaining its original Romance lexical structure.
Formation Lexical compound derived from French financial law, combining 'argent' with the present participle 'comptant'.
Spelling / Pronunciation [aʁ.ʒɑ̃ kɔ̃.tɑ̃]
Source Glossary of International Business Law and Macroeconomic Terms

Contextual Usage Examples

RO: Negustorul a refuzat scrisorile de credit, insistând să primească argent comptant pentru mărfurile de lux livrate.

EN: The merchant refused the letters of credit, insisting on receiving argent comptant for the delivered luxury goods.

RO: În perioadele de criză economică majoră, deținerea de argent comptant oferă o siguranță mult mai mare investitorilor.

EN: During periods of major economic crisis, holding argent comptant offers much greater security to investors.

RO: Tranzacția s-a încheiat rapid deoarece cumpărătorul a achitat întreaga sumă sub formă de argent comptant.

EN: The transaction was concluded quickly because the buyer paid the entire amount in the form of argent comptant.

Idioms & Phrases

A lua ca argent comptant / To take as argent comptant

RO: Expresie figurată ce înseamnă a crede pe cuvânt o afirmație, acceptând-o ca pe un adevăr absolut fără verificare.

EN: A figurative expression meaning to take a statement at face value, accepting it as absolute truth without verification.

Plată în argent comptant / Payment in argent comptant

RO: Modalitate de stingere a unei datorii prin predarea fizică imediată a bancnotelor sau a monedelor.

EN: A method of settling a debt through the immediate physical delivery of banknotes or coins.

Rezervă de argent comptant / Argent comptant reserve

RO: Fond de siguranță păstrat în numerar pentru a face față unor cheltuieli urgente sau neprevăzute ale companiei.

EN: A safety fund kept in cash to meet urgent or unforeseen expenses of the company.

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